<pre style="white-space: pre-wrap">xt7ghx15n565_198 https://exploreuk.uky.edu/dips/xt7ghx15n565/data/mets.xml https://exploreuk.uky.edu/dips/xt7ghx15n565/data/0000ua001.dao.xml unknown 9.56 Cubic feet 33 boxes archival material 0000ua001 English University of Kentucky The intellectual rights to the materials in this collection are held by the University of Kentucky Special Collections and Digital Programs.  Contact the Special Collections Research Center for information regarding rights and use of this collection. James K. Patterson presidential papers Group portraits. Political letter writing Kentucky--Lexington. Universities and colleges--Finance. Women's colleges--Kentucky--North Middletown. Insurance Papers and Contracts text Insurance Papers and Contracts 2016 https://exploreuk.uky.edu/dips/xt7ghx15n565/data/0000ua001/Box_21/Folder_5/0000ua001_21_24_020.pdf 1883-1884, undated 1884 1883-1884, undated section false xt7ghx15n565_198 xt7ghx15n565 ‘ . .0'
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And the said Company hereby agree/to make good unto the red, .../ ﬂ executors, administrators and igtis, a such IMMEDIATE LOSS OR DAMAGE (not exceeding i mounts the su nsur L) shall happen by ﬁre to the property above
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11//.. //&AT 5.00)., the amount of such loss and damage to be proven and paid or made good according to the followmg TERMS AND CONDITIONS.
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I. If the assured shall cause the buildings, goods, or other property, to be described in this Policy otherwise than as they really are, or make any false representations XV. In all cases where personal property is damaged, it shall be optionai with the Company to take the same or any part thereof, paying therefor the appraised value
as to the character of the hazard, this Policy shall be void; or if the risk shall be increased from any cause whatever within the knowledge of the assured, during the continu- thereof after the fire, and the cash value of any property destroyed or damaged by ﬁre shall in no case exceed what would be the cost of replacing the same and in case 0fthe
ance of the insurance, noticeLthereof shall be given to the Company, and consent to such increased hazard be endorsed hereon, or this Policy shall be of no force, and if the depreciation of siich property, from use or otherwise, a suitable deduction from the cost of replacing shall be made in ascertainingthc actual cash value. _
property or any part thereof is Situated at the time of the ﬁre elsewhere than as described in this Policy, the Company shall not be liable therefor. L XVI" \Vhen property insured by this Company is damaged by removal from a building in which it is exposed to loss by ﬁre, the damage shall be borne by_the insured
. 11. if the interest pi property to be insured be a [laIé’IZH/(Z', 7mm], mortgagez':, 0r It’llilLZ/Iﬂflifﬂrtlltrxllif interest, or a building standing upon leased ground, or other 1 and the insurers, in such proportion as the whole sum insured bears to the whole value of the property insured, ofrwhich proof in 'due form shall be made by the claunant. .
interest not ulna/14ft idle, it must be so represented to the Company, and expressed in this Policy in writing, or otherwise the insurance shall be void. Policies insuring Lessee’s Ll . XVII. All insurances of rents by this Policy shall be understood and agreed to be upon the terms, conditions~ and limitations following: lhc Company shall indemnify :
Interest "NSC 50 state, GHd shall be COHSU’UCd to cover only the market value of the lease (at the time of the ﬁre) for its unexpired term. the insured from any loss of rent he may sustain by a ﬁre happening within the period limited to the building specified, whereby it shall have become untenantable, and that _,
. 111. Property held In Trust, on Commission, on Consignment or Storage, must be speciﬁcally insured as such; otherwise this Policy will not cover such property; and L although part of the loss of rent be after the period of insurance shall have expired. The loss shall be computed from the date oftheLﬁre: shall cover the actual loss ofrent by
in case of loss, the names of the respective owners shall be set forth in the proofs of such loss, together with their respective interest therein, and whether or not such owners reason of the premises or part thereof havingbeen rendered untenantable by ﬁre, not exceeding the rate of rent per annuni expressed in the Policy-by the sum insured thereon, .
have any and what other insurance thereon. L and for a time not to exceed the period of twelve months, nor the time reasonably necessary to rebuild or repair_the budding ﬁt for occupancy. It isalso understood and agreed _
North—{9 “fro/ten)! [IE/(Z in trust," ii z'izlt-mt'm’, pro/turf} lipid unzipra deed (firm! or will, 07' under Mr n/t/fm'rzlmeﬂl (y’a Court q/Law, orpropcrly held a: collai- L that the insured shall proceed without delay, and with dispatch, to repair or rebuild the damaged 0]: burnt budding; and the said Company shall be subrogated to the rights
em] rat/171211}; ,: m iii/m2]; [urn-r (ayg 1111'; Cam/um] 51ml] {1.2 [[u/r/g only [0 Mg Axle”! oft/w futures! oft/w assured it; .I‘Itl‘llfrﬂﬂz'rly. which the insured may have against any tenant liable for rent during the period of repairs or restoration, for their reimbursement. . _ _
I\ '. \\ hen property (insured by this Policy) or any part thereof, shall be alienated, or in case ofany transfer or change of title to the property insured or any part thereof, L XVIII. Reinsurance for any other Company shall be adjusted on the basis of pro-rata liability with said Company, and in case of loss, this Company shall pay its
or of any interest therein, Without the consent of this Company endorsed hereon, or if the property hereby insured (personal or real) shall be levied upon, attached, or taken L proportion of loss sustained by said re1insured Company, whenever such rcvinsured Company shall have paid. _ .
into possesston or custody, under any legal process, or the title or possession be disputed in any proceeding at law or equity, this Policy shall cease to be binding upon the L XIX. If this Policy is made payable, in case of loss, to a third party, or is held as collateral security, or any claim for loss shall have been assigned after any ﬁre, the .
Company. Y . L proofs of loss shall be made by the party originally insured, and shall set out fully the interest of the party to whom the loss is payable, and when required, the party to whom ,
y. IV) order for insurapce, nor verbal agreement of Agent to insure, will be of any force, nor shall this Policy be binding upon the Company until the premium be actu. ‘ the loss is payable shall make proofs on oath of the character and extent of such interest in Ldetaib _ ,
ally paid to the Company or its commissioned agents. And any person other than the assured, who may have procured this Policy to be issued by this Company, shall be . XX. Persons sustaining loss or damage by ﬁre, shall forthwith give notice thereof in writing to the Company; and, as soon after as posmble, they shall deliver as par-
deemedvto b? the agent 0fthe assured, and not of this Company, in any transaction relating to procuring the Policy. ticular an account oftheir loss and damage as the nature of the case will admit, signed with their own hands; and they shall accompany the spine With their oath orLafhrmation,
V l. lhis Policy Will not cover unoccupied buildings (unless insured as such): and if the premises insured shall be vacated without the consent of this Company, en- I declaring the said account to be true andjust; showing also, whether any and what other insurance has been made on the same property, gwing a copy 0fthe written portion ,
dorsed hereon; or if the property insured be a manufacturing establishment or mill, running in whole or in part over, or extra time, or running at night, or if the same shall L of the Policy of each Company; what was the whole cash value of the subject insured; in what general manner (as to trade, manufactory, merchandise DifLotberWise, the build-
cease to'bc operated Without consent of the Company endorsed hereon, this Policy shall cease and determine. l mg Insured or containing the subject insured and the several parts thereof, were occupied at the time of the less, and who were the occupants of SthhAblllttllllgi 3{1d “th and
LV'l'l. Books of account, written securities, evidences of debt, title papers, manuscripts, ready money, choses in action, Proﬁts on merchandise or other property, or . how the ﬁre originated, with all the details thereofso far as they are informed, know, or believe; and the assured shall, ifrequircd at any time by this Company or iLS Adjusting l
Commissmns on merchandise in hands of consignees, jewels,jewelry, plate, watches, patterns, dies, models or curiosities, drawings, designs, pictures, paintings, engravmgs, L z‘igent‘, furnish full plans and detailed speciﬁcations of the building or buildings, or machinery destroyed, wtth detailed estimates of the cost of the same, which pains and spe- : \
sculpture, statuary and musical instruments, (piano1fortes in dwelling houses excepted.) and plate-glass over three square feet, fresco painting. and decorative painting, Fence! L Cmcations shall be sworn to by the party required to make proofs to be as accurate plans and SpCClﬁc‘LlllOnS of the property damaged or dCStYOYEd 85 Li practicable to be made:
and. other Yard Fixtures, Steam Boilers and Engines, Store Furniture, Counters and Shelving, Safes and Fixtures, Awnings, Signs and Sidewalks are not covered by this 2 mid the assured shall further state, on oath, in his proofs of loss, that all the merchandise and personal property for which claim is made, was, at the time of the ﬁre, contained ,
Policy under any general terms, and unless speciﬁcally mentioned by name, this Company shall not be liable to pay for nor contribute to loss thereon. This Company shall not L in the building or premises described in said Policy, and who was the owner of all thereof, and that the same was destroyed or damaged as stated: andwhcn merchandise or
be liable for merchandise or other property stolen before, at, or after a fire; nor for any uncertain, invisible, indeﬁnite, indirect, consequential, or prospective damages whatever; other personal property is partially damaged, the insured shall forthwith cause it to be put in as good order as the nature of the case will aduiit,—assortiiig and arranging the
no, for any mof‘? (ha? me actual value (at the time of me fire) ofthe property damaged or destroyed, (and not to exceed what would be the cost to replace). . . | various articles according to their kinds, separating the damaged from the undamaged goods, and shall cause a _list or inventory of the whole to be made, ni'uning the quantity
V [11, ““53 Company 511311 ”.0" beLliable for 1055 in cage of ﬁre happening by any insurrection, invasion, forth-Zn enemy, civil commotion, moby riot, or any military or _and cost of each kind; and, at any time when required, the insured or person claiming, shall produce and exhibit all books of account, and other vouchers in anywise pertafin-
usurped power; nor for damage by lightning, (unless fire ensues, and then for the loss or damage by fire only, which shall be determined by the value ofthe damaged property mg to the loss or property for which claim is made, to the insurers or their Adjusting Agent for examination, in support of his _Cllllnl, and permit extracts and copies thereo to
atter the casualty by lightning); or explosions of any kind whatever within the premises; nor by concussion merely; nor when the ﬁre is caused by a fiill of the building many he made: and shall also exhibit to the Company, or their Adjusting Agent, and shall permit to be examinedz handled and appraised by such Agent, (0339)” ‘_"“L‘ 5‘19}? 355‘5‘3‘15
part thereof (except such fallmg be the result ofa fire); nor where ﬁre heat is used in any process to the articles damaged by such process; nor for any damage by heat Within A as he may require, any property damaged, on which any loss is claimed, or any property saved which was insured by this Policy. _And the assured shall, zfreqmnzz’, submit
the premises Awtthout combustion; nor to goods in show windows, where the ﬁre originates in said windows; nor if the assured shall km? or use, or permit 10 be by)! or used ‘ to an examination under oath, by the Company‘s Adjusting Agent, and, if deemed necessary, to a second examination, and subscribe to such examinations when reduced to
on the premises, gun-powder, hrc1works3 iiitro-glycerine, dynamite, phosphorus, petroleum, naphtha, gasoline, benzene, benzole, or benzene varnish, or campliene, spirit gas, L writing: and shall also produce vouchers and certiﬁed copies ofall bills and invoices, the originals ofwhich have been lost, and deliver the same to'sucliAdjuflmg Agent. And,
burning thud, or volatile Oils, Without written consent in this Policy, and if so 1'51)! or urtd on the premises by the assured, without consent endorsed hereon, this Policy shall L until such proofs and declarations are produced, and such appraisals and examinations permitted by the claimant, and until such plans and spccnicauons (if required) are tur—
be void. . . L nished, the proofs shall not be considered complete, nor the loss due until sixty days thereafter. _ . . C . . Ad
. IX. Theﬂworking of carpenters, roofcrs, tinsmiths, gas1ﬁtters, plumbers, or other mechanics, in building, altering, or repairing the premises named in this Policy, , . . XXI. All fraud in procuring this Policy, and allfraud, orattempt at fraud, or false or excessive claims, or all false representations or stiitemcnts to the _ ompahy or itsf ll
Will void the Policy, unless permission _for such work be endorsed in writing hereon; and the generating or evaporating witbiii the building or contiguous thereto, oanny , lusting Agent, or any false swearing in the proofs or adjustment of a loss, or any neglect or refusal to comply With the conditions of this lohcy, shall cause a for eiture o a
explosive substance, or the use of gasoline, burning tluid or petroleum, for lighting, (except reﬁned kerosene in dwellings) is prohibited under this Policy, unless permitted L claim on the insurers, and shall be a full bar to all recovery for loss under this Policy. . . . l d
in writing hereon. , XXII. The Company at any time (before or after proofof loss), and the assured, after proofofloss to the Company, may demand, in writing, that the va tlie apd ameLunL?
)f' ““3 ““c “f general 10m“, 0" anything less than a (liStinct speciﬁc agreement clearly expressed, and endorsed on this Policy, and signed by a duly authorized Agent of loss and damage shall be submitted to disinterested and impartial appraisers, to be selected one by the assured and one by the Company, and ill? ”Lid )5?ch 55:; S'Lad (‘
of the Linnpaiiy, shall not be construed as a \\'.’it\'Cr of any printed condition or restriction therein, and no notice to, or any consent or agreement by any local agent, shall effect , necessary) select a third man, and Said appraisers 50 selected Shall form a board of appraisers, and they, or any two of them, _mﬁY appraise, determ‘lmi 'llLlLo e an La‘fztl: v ‘3
any condition of this Policy, until such consent or agreement is endorsed hereon in writing, and the amount insured shall not be construed as a valued Policy. L “in“,“gi the amountofdamage 311111055 ‘0 the property 0“de bythe Policyand damaged by ﬁre: and the al’PE’m‘i‘l or award 1" ‘_‘Tmng ofany)tw0 OHPC‘“ 5L“. ,c conc .“s‘” ‘1‘“
_ .\I. So assignment of this Policy shall be valid until endorsed hereon and approved by the Company, or their regular agent, in writing, and the Company reserye the L binding upon the parties 35 t0 the 6X18?“ 311d amount OfSUCh damage and 1055011153 1“” shall “01 effect or “L1“V‘3‘l")'OL~L“3r conditions 0fthe I 011C)“ Al‘d n3 tu,“ {or ”51‘0" “_t :de
' “3h! tonpprove the ”3‘1“.” (1" not, _aud 1D C350 0f such assignment or transfer oflhis Policy, or ofany intercstLiii it, without such consent, this Policy shall cease and determine. or Equity shall be instituted or maintained against the Company, untilan appraisal and award as to the loss ordamage sha’lAl have‘bcen had, midi“): airliouut icrco so ctermine .
. XI 1.. 'All persons holding this Policy must obtain consent of this Company for all additional insurance made on the same property, and for all changes that maybe made XXIII. Payment of losses shall be made sixty days after complete proofs and adjustment thereof, at the OLL‘CC 0‘ the U.”"P““>f m I LILLQL‘LELP “ai , Ch 1
in such additional insurance, and have such consent endorsed on this Policy, otherwise the insured shall not recover in case ofloss; anilLin case of any other insurance, whether XXIV. N0 suit or action against this Company, for the recovery of any Claim by virtue of this Policy, shall be sustainable in any Court‘of ’LW _01‘ . Lagcery, un‘ess
iiiiitle prior or subsequent to the date of this Policy, the aSsured shall be entitled to recover of this Company no greater proportion of the loss sustained than the suinLhereby ‘ such suitor action shall be commenced within twelve months next after the ﬁre shall occur; and the lapse ofsucli time shall be taken and deemed as cont. uswe cw ence against
insured bears to the whole amountL insured thereon, (whether such other Policies are void or not): and it is hereby declared and agreed Kllilt in case of the assured holding any L the validigy ofsuch claim, any statute of limitation to the contrary notwithstanding. . . . h d l ._ iresmta
other 1 olicy in this or any other Company on the property insured, subject to the conditions of average and coinsurance, this Policy shall be subject to average and co-insurance ‘ . XXV. It shall be optional with the Company to cancel this Policy and terminate the insurance at any time, by refunding or tendering tot e assureb (gr 11> Til ‘2 :-
in like inziiiiierLzLit the option of the Company. L tive, a ratable proportion 0fthe premium; and, in case of surrender and cancelation of the Policy by_the assured, or cessation of the r_isk otherWise this; i/ y] feiwaluflllan INL-
XLII‘ I here 51‘9“ be no abund‘”l“lcm "f, insured Pmpeﬂyi and iflhc assured shall Fail or Neglect to use his best endeavors to save and protect such property from loss ‘ miuin Will be made, if applied for within thirty days thereafter, the Company retaining the short period rate of premium for the expired lime. fwd“ c: , “Mm 27, HE 110
or damaﬁ’cvﬂt or after a tire, he shall forfeit all claims under this Policy. premium shall be returned for a less period than one month. ‘ L L 'f L" Ld ““1 a recei t
XIV. In cafe of any loss oh or damage to [lic‘pr-Upcrty insured, it shall be optional Wm, the Company to replace any of the articles lost or damaged with Others of the . XXVI. This Policy (the risk not being changed) maybe continued for such further time as shall be agrcchupon, provided the }3r(ilnlll)l£l LtJaeLrLc ‘or‘iturlig; cLommissionEd
53"” “Ni and ‘l‘lﬂllty. and to rebuild or repair the budding or buildings within a reasonable time—giving notice of theirintention to do so within sixty daysafter having received given for the same, with the signatures 0fthe President or one ofthe Vice Presidents, and the Secretary or Assistant becretury, and CUU‘HUNEIA‘L dydL {‘1ch l nles‘ otherwise
the complete proofs of loss, required by these conditions, together with plans and speciﬁcations as hereinafter provided. And, it is expressly provided that when any muni- Agent Ofﬂic Company named thereon, and it shall be considered as continued under the original rcPr‘SFMM‘QL" and “I the original ammfmt? an 1 LLHBLMLLLZWQL 51.1311 be void
“Pal ordinance, “‘1‘: or regllhum‘ him“ preclude the FL‘PJH'S or rebuilding, the Company shall be liable only for such sum as would otherwise be the cost to repair or rebuild. L specified in writing; but in case there shall have been any change in the risk, either within itself or by neighboring buildings, at the time o rcncwa , t ie re .
i’ 12 2 ’~ _ . . . . 5 -
thND [‘1‘ is HEREBY UNDERSTOOD AND AGREED by and between this Company and the assured, that this Policy is made and accepted in reference to th regoin Hungry/conditions, which are hereby declared to be a part of this contract, and are to be used and resorted to in order to determine the rights and obligations of the parties hereto, in all
cases other ' other} ﬁClall/yfrowdcd for in “y
Tins Policy shall not be valid until countersigned by the authorized Agent 0” of this Company at r / ﬂ//7 ,2/”/ W
In Witness Whereof, THE FRANKLIN FIRE INSURANCE COMPANY have caused these presents to be signed by their President, and attested by their Secretary, in the City of Philadelphia, Pennsylvania.
’ ‘ M Z ‘P Ld L
, ,J 7651 6% .
. % Secretary. ﬂ , /
/ / // / ' F A / , . / W
/ , , , / 2 ,r / " _ j ‘ .
COUNTERSIFNED at 2 ,2 / / 2 '« ﬂ / dare K ./ //' 18 . 2 ’ ,2 , 1/ ’/ '2 /’
J //J 2 é/{M ._K..r’/__ .,, «thlb ”_,___4 ‘_.—2__[__.___2_——————— ( / 2 / K/y /2 Agent.
| ' /’ . ,1 .

 NOTICIL'.——SI c. XL—No :3S3:3\;'!1C3I31'3\313'l "3o'1\'311313133231d31:I3:Il033:1rl3313:e313l313crv¥\331“31313povel {by the :Ioijipanyvl, (1:3t3ieiI-3rcgiilnr agent, in w1r3it3i3rig, 71:13 the Com13>aI3ny resen-cs the right to approve the , 73318 ‘d SI3NVHJ lNOSNEIH SYN/CI ‘X ‘HEILSI'I’IV'JN 'A\ ‘SVf 'NOSNEE ‘S SHAVLSHO 'Sl’l'l'd '5 SVI‘;()II.L
- W, ..WWW..,_... ..'. i ., ,' i L, . W "L, ,‘ WWW L :W: , A M" i‘rf,‘ .1111 it] EILW" "in""fer"”"°',,7,,__,ﬁ,,W, ““739 '3 NVI’I’HM ‘HL’I'LLM unumv ‘ssnw 21921039 ‘vzn ovvsx ‘azmvn 'o (LDH'IY
ASSIGNMENT. :SHOILOEIHICI
3% 1‘“, FOR VALUE lll‘lt‘lilYED, . .......liereby transfer, assign, and set over unto A ‘ iluggv [12.131199 173900718 '3 ”V 'ipso'lcl 331A pz ‘HHLSIT'IVDN 'AA 'SVI
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;j 2 31 Pain y of Insurance, and all benetit and advantage to be derived therefrom. l o 1 o. _ “A b' y \ ‘ DJ d A \a \ l i Q i ‘ \B “ \X\ I 1 .:
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7 :1 A 77 umd tlns . day of... . _ 187 3 a 3‘ \ ‘\3 \\ 3» '// <1 3 \ 1 \ . 1 1 “5
: 73 - l H ' \ i ' v- ‘ < 3_] I m .‘ \ l \ 71,4 7Q l =
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Reamer IOR PARTIAL LOSS. 3 ‘11 H V L 3
w l 'Kimdmog aim 01poxopuouns pun polaoueo .(qomq s; ﬁnned sgIU I1.uI1\\_1o uognzmpysuo.) u; ‘(IlllIIIIOJd 11.Ill’]~>}f
lilit‘litV til) at 'j‘lil'] FHAXKLIN FIRE INSL'RA Nt‘l‘l (Wiil’ANY 01“ PHILADELPHIA, by the hands of ._ ' 3 ‘s.mnoq““" ‘ " " " ' ' ' ' ' ‘\'11111'1 :7I(1 \"J 1 t 111 .710 A X Yd IUD
, . , . _ . . the sum of.... . . , , , . ,, Dollars, .
3 SIOXVEIIISXI HEIDI NI'IHXYHJ HILL J0 1‘103V ” ' " ' ' ' ” ' ' ' ”J” (1:7I,\]:7I.):-[}[
being in full satist‘aetiou ot‘ail elaims and demands against said (‘ompany for Loss AND DAMAGE by the tire whieh occurred on the . . . . .. . . . t l
3 'paiopuoung put: popauir) 33
day of ,. . . . . . . ., 18 . . , to the property insured under this POIicy, in conSideI‘ation of \vhieh the amount insured thereunder is hereby 3 <91 ' ' " ' " " "'""" 3 . .. . .03.. KOI'IOd .3
1 3 .
redueed in the above mentioned sum, leaving; the amount now insured under said Policy the sum ofm .. .. . . ,, , , , ,
' 77 - DOHMS' 'N OI IV ’I 3 O N V C) H O :1 .L d I 3 0 SI ll
7 777 77777 7’7 7 7* 77 77 7 7 77777 777 7777 7 7 77 77777 777 ‘7‘ 777777 7 77. ﬁTu—ZM—mi— 3
REC :1 I’ll I: O R I OT A L LO S S. Sl't’ Hti‘ii HE’S (713$: so‘t: ‘_‘H'G ‘10-'87 'Lti‘S ‘EZI'G Itlti'l 399'1 H‘T oa‘r Utiit l “(5 Hi i US (“18 tiL LL TL (‘71. lift Li) ‘.‘.I Cir t‘riI :u'.’ 11“; :7: (31‘ :71? "“‘Z‘( 11 I
" ' 01"? 0011 iti'ti “,‘l‘ti CITE 0L1? it?» L‘G'G ‘30'8 ‘tlS'l tLC'I Htf'l ‘L‘l‘l ‘10'1 l 50 lLs’ l {28 KL ‘ 21. fl 1.'. tilt {M if) 1:11 (‘11! >1“; L’</pre>